Corporate flood risk intelligence
Identify, quantify and mitigate physical flood exposure across your global supply chain, corporate real estate and critical infrastructure.
The comprehensive nature of our data allows large-scale risk assessments to be undertaken by organizations with global scale infrastructure. In today’s global economy, it is not uncommon for supply chains to span multiple continents, including developing regions.
Fathom’s data allows you to mitigate against the potential impacts of flooding, by providing your business with the confidence to identify, plan and manage its flood exposures on a global scale. Our strategic flood risk data are used across a wide range of business operations from mergers and acquisitions to infrastructure investment and planning.
Whether you are stress-testing a global supply chain or conducting due diligence on a new acquisition, our data provides the granular insights needed to turn physical climate risk into a measurable, manageable metric.
Corporate use cases for flood intelligence
Supply chain and network exposure mapping
Map, screen and monitor physical flood exposure across multi-tiered supplier networks, manufacturing hubs and key trade routes to identify single points of failure before disruption occurs.
Portfolio management and site selection
Evaluate physical vulnerability across corporate real estate to inform future site selection, prioritize capital allocation for retrofitting, or plan strategic divestments of assets facing unmanageable climate liabilities.
Regulatory compliance & ESG disclosures
Satisfy mandatory corporate sustainability frameworks (such as CSRD, TCFD and SEC climate rules) by stress-testing assets against forward-looking physical risk scenarios.
Insurance optimization & risk retention
Benchmark risk against carrier estimates, design parametric insurance triggers, optimize risk retention/deductible limits and negotiate better coverage terms.
M&A due diligence & investment valuation
Factor physical climate risks into asset valuations, mergers, acquisitions and asset divestments to protect deal margins and avoid taking on—or holding—high-liability, uninsurable assets.
Business continuity & disaster response
Build operational contingency plans, set safety thresholds and prepare emergency response strategies for extreme, low-frequency natural disaster events.
Our technology
Fathom offer a variety of models designed to support businesses to confidently assess flood exposure and inform business processes.
Discover the core technical capabilities underpinning our flood models, and why each is critical for evaluating corporate climate risk.
Terrain data
Micro-topography dictates flood water movement. Inaccurate elevation data leads to faulty site selection, flawed engineering plans and unexpected physical property damage. Precision bare-earth terrain ensures you can assess physical risk at the exact building-footprint level.
Fathom’s flood maps are underpinned by FABDEM+, our extensively validated bare-earth global terrain dataset. By combining FABDEM with high-quality laser altimeter (LiDAR) data, it strips away forest canopy and building noise to deliver true ground-level elevation accuracy.
Multi-peril coverage
A facility unaffected by river overflow can still be paralyzed by intense flash flooding or coastal storm surges. Viewing flood hazards in isolation leaves severe blind spots in supply chain mapping, risk transfer and business continuity planning.
Fathom flood models explicitly separate and model three distinct sub-perils: inland riverine (fluvial), surface water flash flooding (pluvial) and coastal inundation. This breakdown helps corporates pinpoint exact impact drivers for every asset.
Climate data
Historical weather records no longer reflect future risk. Corporates require forward-looking climate projections to satisfy mandatory disclosures (such as CSRD, TCFD and SEC rules) and future-proof long-term capital investments.
Built on our Climate Dynamics Framework, Fathom’s technology accounts for a non-stationary climate. By incorporating climate model ensembles across multiple warming scenarios and time horizons up to 2100, we help you stress-test assets against future realities.
Return periods
Effective risk management requires balancing frequent, lower-cost operational disruptions against low-probability, catastrophic events. Tailored return period data informs deductible strategies, business interruption planning and risk retention limits.
All Fathom products simulate flood hazard across 10 distinct return periods (ranging from frequent 1-in-5 year events to extreme 1-in-1000 year scenarios), giving corporate risk teams a complete view of event frequencies and tail risk.
Discover the Global Flood Map (for hazard screening and site exposure)
Explore Global Flood Cat (for tail-risk and financial loss modeling)
Flood depths and extents
Simply knowing if a site is in a flood zone isn’t enough. Water depth metrics are essential for modeling financial loss, calculating damage functions, setting facility safety thresholds and designing targeted physical flood defenses.
Our models deliver granular flood depth and inundation extent metrics across all three sub-perils. Understanding precise water heights at the asset boundary enables precise loss estimation and targeted mitigation.
Risk Scores
Risk managers and procurement teams assessing thousands of global supplier sites or real estate properties need a fast, standardized way to screen and prioritize high-risk locations without analyzing raw GIS datasets.
Fathom’s hazard data is available as easy-to-digest Risk Scores (offered in Relative Risk and Risk Category formats). These metrics deliver a simple, consistent method to benchmark physical flood exposure across any global portfolio instantly.
Visualize your risk with Swiss Re Risk Data & Services platform
As part of Swiss Re, Fathom’s world-leading flood data powers some of the most advanced risk platforms on the market. Corporate clients can seamlessly leverage Fathom’s granular NatCat data directly within Swiss Re’s Risk Data & Services (RDS) platform.
Create a digital twin of your network, overlay our physical risk data and model “what-if” scenarios to uncover weak nodes in your operations.
Quote Fathom’s flood hazard and risk data products are critical to assessing risks to Microsoft’s cloud infrastructure. In this way, their data impacts the delivery of services relied on by the 400 million global users of Office 365, Outlook.com and OneDrive, and the 48 million members of Xbox.
Quote Fathom’s most recent release – Fathom-Global 3.0 – provides flood maps for anywhere in the world, and at improved levels of detail, providing information to help decision makers better manage their future flood risk by considering climate change and the associated uncertainty.
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Quote
“Fathom’s data are super granular, which is something that our customers value a lot. You need that granularity to really understand how a flood will impact an asset.”
Quote Fathom provide a first-rate product and service based upon cutting-edge research and methodologies, which are both robust and transparent. Their flood data sets are global, consistent and high calibre. Most importantly, Fathom is a responsive and collaborative firm who consistently deliver.
Quote Fathom’s flood depth data has empowered EDF power solutions’ greenfielding teams to make more informed, data-driven decisions regarding site selection, land acquisition and constraints analysis for early-stage projects.
Ready to quantify physical climate risk across your portfolio?
Speak with our corporate risk specialists to discover how Fathom’s flood data and risk scores can help safeguard your facilities, supply chain and asset valuations.